About Us

For more than 28 years, Chris Young Agency has been helping families and businesses in Northern Colorado and across the region protect what matters most. We specialize in personal, commercial, life, and specialty insurance — with one core goal: making sure you understand your coverage and feel confident in your protection.

Our Commitment

We believe insurance should be straightforward, not overwhelming. That’s why education is at the heart of everything we do. Chris and his team take the time to explain your options clearly, so you’ll never buy blindly.



With a reputation built on trust, responsiveness, and honest guidance, our agency is known for treating clients like family. We combine a community-first mindset with the ease of digital-first service, making it simple to manage your coverage from anywhere while still having a local team that knows your name.

Meet the Owner

(temporary portraits only. please remove or update)

Chris Young - Chris Young Agency

Chris Young

Owner

Chris has dedicated nearly three decades to helping clients across Colorado and beyond navigate the complexities of insurance. With experience spanning auto, home, business, life, and specialty coverage, he brings both deep industry knowledge and a personal touch to every policy.


His philosophy is simple: clients deserve to understand what they’re buying. That approach has made him a trusted advisor for generations of families and businesses. Known for his responsiveness and approachable style, Chris ensures that no client ever feels like just another policy number.



On a personal note, Chris sees his role as more than selling insurance — it’s about protecting people, educating them, and providing peace of mind.

A black and white drawing of a phone on a white background.
A black and white icon of a telephone with a paper in it.

Meet the Team

A man in a suit and tie is smiling for the camera.

Afton Morrison

Office Manager

Afton plays an essential role in the day-to-day operations of the agency. As Office Manager, she’s often the first point of contact for clients and is known for her approachable, caring nature.



Clients value Afton not only for her professionalism but also for her ability to make every interaction feel personal and reassuring. Together with Chris, she ensures the agency runs smoothly and that every client receives timely, attentive support.

Why Choose Us

Clients across Northern Colorado and the surrounding states turn to us because we do things differently:

Experience You Can Trust

With over 28 years in the industry, Chris has built a reputation for deep knowledge and credibility. Clients know they can rely on us for guidance that comes from decades of proven results.

Education-First Approach

We don’t just sell policies — we make sure you understand them. Our education-first philosophy means you’ll always know exactly what you’re buying, not just signing paperwork.

Protection That Fits Your Needs

Every client is unique, which is why we take the time to match coverage to your specific situation. From higher liability options to custom plans, our goal is to give you the right protection — not a one-size-fits-all policy.

Personal, Responsive Service

Unlike large, impersonal agencies, we respond the same day and treat every client with personalized attention. With Chris and his small but caring team, you’ll always feel like part of the family.

See What Our Clients Are Saying

Chris spent time explaining my policy options so they were clear and understandable. Belinda and Vanessa are always so helpful!

– Arlene Geary

Chris is a great insurance agent. He is super knowledgeable and very easy to get a hold of when working through problems. His pricing is great too!

– Randy Rice

Chris went above and beyond. I really appreciate his help!

– Alyssa Guzman

The Chris Young Agency provided excellent service to us as a new, small business. Their knowledge and expertise were invaluable, and they provided extremely competitive rates.

– Christy Silva

I would highly recommend Chris Young Agency. They are knowledgeable, provide through policy reviews, the office staff goes above and beyond anytime you need anything, communication is always great and they whole team truly cares about the clients.

– Stefany Dant

As a fellow insurance agent, I refer all of my clients to Chris when it comes to Life and Health Insurance. His knowledge to these products is unmatched.

– Zach

Chris young agency best for insurance Belinda she will help you and give quotes through everything you need for insurance recommend all customers to Belinda. 5star***** Belinda

– Chris Quarterman

Chris spent time explaining my policy options so they were clear and understandable. Belinda and Vanessa are always so helpful!

– Arlene Geary

Chris is a great insurance agent. He is super knowledgeable and very easy to get a hold of when working through problems. His pricing is great too!

– Randy Rice

SEE MORE TESTIMONIALS

Community Involvement

At Chris Young Agency, we believe in giving back to the community that has supported us for nearly three decades. The agency has been a long-standing partner to the Northern Colorado community, donating to charitable causes, sponsoring local events, and volunteering our time to make lives better.


From supporting organizations like the National Multiple Sclerosis Society Colorado-Wyoming Chapter, Crossroads Safehouse, and BoCo Volleyball Athletic Club, to hosting fundraisers such as the MS Sucks Golf Tournament, we are proud to stand behind causes that make a difference.


Community is at the heart of what we do — both in protecting families and businesses with insurance, and in helping build a stronger, healthier Northern Colorado.

A sandy path leading to the ocean on a sunny day.

From our office in Northern Colorado, we proudly serve clients throughout Colorado, New Mexico, Wyoming, Missouri, South Dakota, Texas, Utah, and Arizona. Whether you need auto, home, renters, business, or life insurance, you’ll always receive the same responsive service and education-first guidance.