Protection for Your Adventures
Recreational Insurance in Northern Colorado
Coverage for Life Beyond the Road
Your weekends, vacations, and adventures deserve just as much protection as your daily commute. Whether it’s your RV, ATV, motorcycle, or boat, recreational insurance keeps your lifestyle secure from unexpected risks. At Chris Young Agency, we make it easy to understand your coverage so you can enjoy your adventures with peace of mind.
Our Recreational Insurance Solutions
Whether you’re exploring Colorado’s mountains or traveling across state lines, RV and camper insurance covers your vehicle, personal belongings, and liability on and off the road. Trailer coverage ensures your gear and equipment are protected wherever your journey takes you.
From mountain trails to open fields, ATV insurance protects your all-terrain vehicle against accidents, theft, and liability. With the right coverage, you can enjoy your off-road adventures knowing both you and your vehicle are protected.
Boat insurance protects your vessel, motor, and equipment against accidents, liability, and unexpected damage. From quiet lakes to big waters, we’ll make sure your time on the water stays safe and enjoyable.
Benefits of Recreational Insurance
Recreational insurance covers the vehicles and equipment that standard auto or homeowners policies often exclude. Whether you’re riding trails, camping under the stars, or spending a day on the lake, the right policy ensures you’re financially protected every step of the way. With Chris’s education-first approach, you’ll always know exactly how your coverage works.
Frequently Asked Questions
Is recreational insurance required by law?
Some recreational vehicles (like motorcycles) require insurance, while others (like boats or ATVs) may not. Even when not required, coverage is highly recommended.
Does my auto or homeowners insurance cover recreational vehicles?
Not fully. Standard auto and homeowners policies usually exclude or limit coverage for RVs, boats, and ATVs. Specialized policies close the gap.
Can I bundle recreational insurance with my car or home insurance?
Yes. Bundling often saves money and simplifies policy management. Chris will help you explore bundling options that make sense.
What determines the cost of recreational insurance?
Costs vary depending on the vehicle type, usage, coverage limits, and driving record. Policies can be tailored to your budget and lifestyle.
From our office in Northern Colorado, we proudly serve clients across Colorado, New Mexico, Wyoming, Missouri, South Dakota, Texas, Utah, and Arizona. Wherever your adventures take you, Chris Young Agency has you covered.
