Protecting Your Company’s Future

Business Insurance in Northern Colorado

Coverage for Every Size and Industry

Every business faces risks — from property damage and liability claims to unexpected interruptions. Having the right coverage ensures your company stays protected, no matter what challenges come your way. At Chris Young Agency, we make business insurance in Northern Colorado clear and straightforward, so you can focus on running your company with confidence.

Our Business Insurance Solutions

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Protects your company against lawsuits, medical expenses, and damages if your business is found responsible for injuries or property loss.


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Covers your building, equipment, inventory, and furniture against fire, theft, storms, and other covered events.


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Essential for businesses that rely on vehicles, this coverage protects company cars, trucks, or fleets against accidents, theft, and liability.


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Required in most states, this coverage pays for medical expenses and lost wages if an employee is injured on the job.


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Extends liability limits beyond your base policies, providing extra protection for large claims or lawsuits.


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Helps replace lost income and operating expenses if your business is forced to close temporarily due to a covered event.


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Tailored coverage for farm operations, including equipment, livestock, property, and liability specific to agricultural risks.


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Protects against losses from data breaches, cyberattacks, and privacy violations, helping safeguard your digital operations.


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Benefits of Business Insurance

Business insurance goes beyond compliance — it protects your livelihood, employees, and reputation. From liability and property to cyber threats and interruptions, the right policy ensures your business stays resilient through challenges. Chris takes the time to explain your options in plain English, so you always know exactly what your coverage means.

Frequently Asked Questions

  • Is business insurance required in Colorado?

    Some types, like workers’ compensation and commercial auto, are legally required. Others, like liability and property, are strongly recommended.

  • Can I bundle multiple business policies?

    Yes. Many companies save money and simplify management by bundling liability, property, and commercial auto insurance.

  • What factors affect business insurance costs?

    Premiums depend on industry, company size, number of employees, location, and coverage needs.

  • Do small businesses really need insurance?

    Yes. Even small claims or disruptions can create big financial risks. Insurance helps keep small businesses secure and stable.

From our office in Northern Colorado, we proudly serve businesses across Colorado, New Mexico, Wyoming, Missouri, South Dakota, Texas, Utah, and Arizona. Whether you run a small shop or manage a large operation, Chris Covers Your Assets will help protect your company’s future.