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Commercial Auto Insurance in Northern Colorado

Protecting Your Business on the Road

Whether your business relies on a single work truck or manages a fleet of delivery vehicles, accidents and damage can quickly become costly. Commercial auto insurance in Northern Colorado protects your vehicles, your drivers, and your business finances from the unexpected. At Chris Young Agency, we’ll help you build coverage that fits your company’s unique needs.

What Commercial Auto Insurance Covers

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Liability Coverage

Protects your business if your driver causes an accident that results in injuries or property damage. Covers medical bills, repairs, and legal costs.

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Collision Coverage

Covers repair or replacement costs if your business vehicle is damaged in a collision with another vehicle or object.

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Comprehensive Coverage

Protects against theft, vandalism, fire, weather damage, and even animal collisions.

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Uninsured/Underinsured Motorist Coverage

Covers injuries and damages if your vehicle is hit by a driver with no insurance or insufficient coverage.

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Medical Payments Coverage

Helps pay for medical expenses for drivers and passengers after an accident, regardless of fault.

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Specialty & Fleet Coverage

Available for food trucks, shuttle buses, tow trucks, commercial trailers, and larger vehicles such as semi-trucks or tractor-trailers. boat breaks down.

Benefits of Commercial Auto Insurance

Commercial vehicles are often the backbone of a business — delivering goods, transporting staff, or providing services. Without proper coverage, an accident could lead to major financial setbacks. With nearly 30 years of experience, Chris will guide you through building a policy that safeguards your drivers, vehicles, and business operations so you can stay on the road with confidence.

Frequently Asked Questions

  • Is commercial auto insurance required in Colorado?

    Yes. Colorado requires liability insurance for commercial vehicles, and minimums vary depending on the vehicle type and usage.

  • What types of vehicles can be insured under a commercial auto policy?

    Cars, vans, pickup trucks, delivery vehicles, food trucks, shuttle buses, tow trucks, trailers, semi-trucks, and tractor-trailers can all be covered.

  • How is commercial auto insurance different from personal auto insurance?

    Personal auto policies typically exclude business use. Commercial auto insurance covers higher liability risks, multiple drivers, and vehicles used for work.

  • Can I insure multiple vehicles under one policy?

    Yes. Fleet policies make it easy to insure multiple vehicles, often with better rates and simplified management.

From our office in Northern Colorado, we proudly serve businesses across Colorado, New Mexico, Wyoming, Missouri, South Dakota, Texas, Utah, and Arizona. Whether you run one work truck or an entire fleet, Chris Covers Your Assets will help you find the right protection for your vehicles and your business.

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