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Oil & Gas Insurance in Northern Colorado

Protection for Energy Operations

At Chris Young Agency, LLC, we understand that oil, gas, and energy operations come with complex hazards and unique risk management needs. With over 28 years of experience and access to carriers that specialize in energy markets, we provide tailored coverage designed to protect your business from every angle.



Whether you’re a small operator, contractor, or a Fortune 100 utility company, we deliver solutions that safeguard your people, property, and operations — while lowering your total cost of risk. Our goal is to give your business a complete risk management strategy, not just a policy.

We provide coverage for a wide range of businesses and services in the oil and gas industry, including:

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Oil Lease & Non-Operators

Coverage designed for lease operators and non-operators to protect against drilling and operational risks.

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Oil & Gas Construction

Insurance for pipeline, utility, and site preparation projects, ensuring contractors stay protected through every phase.

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Well Servicing & Roustabout

From roustabout crews to well servicing companies, we provide liability and equipment protection for field operations.

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Equipment & Tool Coverage

Policies for tool rental companies, drillers, and equipment providers, including contractors equipment floaters and oil tool rentals.

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Utilities & Power Producers

Coverage for gas and electric utilities, independent power producers, and electric cooperatives.

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Builders Risk & Single-Shot Projects

Protection for energy-related construction, including projects valued up to $5,000,000.

Benefits of Oil & Gas Insurance

Energy projects involve high-value assets, specialized equipment, and significant liability risks. With tailored coverage from Chris Covers Your Assets, you can reduce your total cost of risk, safeguard employees and operations, and ensure compliance with contracts and regulations. Our education-first approach means you’ll understand your policy before you sign it — giving you confidence and peace of mind.

Frequently Asked Questions

  • Do I need pollution liability for my oil and gas business?

    Yes, pollution liability is critical in energy operations. It protects against claims related to spills, contamination, or environmental hazards.

  • Can oil and gas insurance cover contractors and subcontractors?

    Yes. Coverage can be extended to include contractors and subcontractors working on your projects, ensuring all parties are protected.

  • What types of projects qualify for “single-shot” coverage?

    “Single-shot” builders risk policies can cover one-time projects valued up to $5M, such as site prep, wind turbine construction, or large-scale utility work.

  • Does general liability cover energy risks?

    Standard liability policies often exclude oil and gas exposures. Specialized energy liability policies are needed to ensure proper protection.

If you’re in the energy business, chances are we have a market designed to meet your needs. From small contractors to large exploration and production companies, Chris Young Agency, LLC is your trusted partner for oil and gas insurance. From our office in Northern Colorado, we proudly serve energy clients across Colorado, New Mexico, Wyoming, Missouri, South Dakota, Texas, Utah, and Arizona.

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