Essential Winter Prep Tips for Homeowners

As the chill of winter approaches, it's time to focus on keeping your home safe and warm. A few proactive steps now can prevent stress and costly insurance claims later. Here are some tips to help you prepare for the season:

Clear and Check Solar Panels

Activate winter modes and clear snow after storms to maintain efficiency. This ensures your panels work optimally even in the coldest months.

Seal Gaps Around Windows and Doors

Sealing gaps is a classic but effective way to retain heat and reduce energy bills. Use weather stripping or caulk to keep the warm air in.

Insulate Exposed Pipes

Insulate pipes in basements or exterior walls to prevent freezing and bursting, protecting your home from costly water damage.

Boost Indoor Air Quality

Use HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, in HVAC systems or portable units to breathe easily indoors.

Update Smart Thermostat Settings

Modern thermostats adjust automatically to reduce energy waste. Set it between 68°F and 70°F while at home for efficiency.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables to simplify potential insurance claims.

Schedule a Heating System Checkup

Annual inspections can prevent surprise breakdowns during cold snaps, ensuring your home stays warm throughout the winter.

Clean Out Gutters

Clear leaves and debris to prevent ice dams and water backup before heavy snowfalls arrive.

Even completing a few of these steps can make a significant difference in safeguarding your home during winter. Stay proactive, and remember that it's never too late to start. If you're unsure about your coverage during winter weather events, consider reviewing your homeowners insurance policy with us for peace of mind.