Protecting Holiday Valuables: A Quick Insurance Guide

The holiday season is upon us, bringing with it the joy of gift-giving and the sentimental value of precious presents. With these treasures, there's an often-overlooked need to protect them properly. Amidst your busy holiday schedule, it's crucial to consider if your insurance adequately covers these valuables.

Keep Receipts and Appraisals

Documentation is key when it comes to making claims on any new high-value items. Keep receipts and appraisals safely stored to ensure you can prove the item's worth if needed. Consider using digital storage options or a fireproof safe for added security.

Update Your Coverage

It's important to review your insurance policy and consider adding a personal articles policy or endorsement for newly acquired or gifted high-value items. This step will ensure that these items are covered specifically under your insurance plan.

Act Quickly

Be aware of policy time limits for adding new purchases or gifts to your coverage. Contact your insurance provider promptly to confirm any deadlines and update your policy to include all recent acquisitions.

Protecting your holiday valuables doesn't have to be complicated. By taking these proactive steps, you can enjoy peace of mind knowing that your treasures are secured. Don't wait until the new year—reach out to your insurance provider today to confirm or update your coverage.